BFSI — Collections

Collections-as-a-Service for Fintech Lending Platform

Fully outsourced collections operation for a Series B fintech lending platform — built from scratch and operational within 30 days.

30d
Operational in
↑38%
ROR vs In-House
₹0
Tech Build Cost
Fintech Collections BPO Fast Ramp

The Challenge

A Series B fintech lending platform disbursing ₹80Cr/month in personal loans had no in-house collections capability — relying on ad-hoc agency relationships with poor transparency and inconsistent compliance. As the portfolio aged, NPA risk was growing and the board demanded a structured solution.

Our Approach

01

Designed the full collections operating model: team structure, technology stack, SLA framework, and compliance protocols — in 2 weeks.

02

Deployed Ayuda's proprietary collections platform — no tech build cost for the client, live data integration via API within Day 5.

03

Recruited and trained a 40-agent team specialised in fintech personal loan collections — onboarded and calling within Day 30.

04

Established RBI Fair Practice Code compliance from Day 1: certified trainers, call monitoring, QA scorecards, and incident reporting.

05

Weekly performance reviews with the fintech's CEO and CFO — transparent ROR, PTP, and compliance reporting.

 Key Results
30 days
From contract sign to full operational go-live
↑38%
Collections ROR vs client's projected in-house model
100%
RBI FPC compliance from Day 1 — zero regulatory incidents
₹12Cr
Portfolio value under active management by Month 3
"We had a board mandate, a tight timeline, and zero internal capability. Ayuda delivered a world-class collections operation in 30 days. Genuinely remarkable."
— CEO, Fintech Lending Platform
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